MassMutual Term
Affordable coverage with the flexibility to address your clients’ long-term protection needs.
Term Options:
10, 15, 20, 25, 30 Years
Extended Conversion Period: 15, 20, 25, 30 Years
Issue Ages:
- 10 Year: 18-75
- 15 Year: 18-70 (ECP 18-54)
- 20 Year: 18-65 (ECP 18-54)
- 25 Year: 18-60; 18-55 for tobacco classes (ECP 18-54)
- 30 Year: 18-55; 18-50 for tobacco classes (ECP 18-54)
Minimum Face Amount: $100,000
Conversion Option Available
Riders Available: Accidental Death Benefit, Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 11/20/2025 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 03/10/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Flyer | 11/21/2025 | LI5014 | Click Here |
| Consumer Use | Consumer Guide | 11/21/2025 | LI5337 | Click Here |
| Advisor Use Only | Term Conversion Advisor Guide | 12/12/2025 | SDP7025 | Click Here |
| Advisor Use Only | MassExpress Advisor Flyer | 11/20/2025 | U1017 | Click Here |
| Advisor Use Only | Guidelines for Foreign Travel | 11/20/2025 | LI7553 | Click Here |
| Advisor Use Only | Guidelines for Foreign Citizens Living in the U.S. | 11/20/2025 | LI7552 | Click Here |
| Advisor Use Only | Underwriting Sweet Spots | 11/25/2025 | LI6005 | Click Here |
| Advisor Use Only | Platinum Pass Program Guide | 11/20/2025 | LI7210 | Click Here |
| Advisor Use Only | Advisor Guide | 11/21/2025 | LI5330 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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