CareChoice One

A participating, single premium whole life insurance policy with a qualified long term care insurance (LTCi) rider, eligible to earn policy dividends.

Issue Ages: 

  • 35-69 Non-Tobacco
  • 35-65 Tobacco

Minimum Premium: $25,000

Long-Term Care Benefit Payment Type: Reimbursement

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyCost of Care Estimator Tool07/27/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseCareChoice Pre-Qualifying Consumer Checklist09/25/2026U1020jaClick Here
Consumer UseCareChoice Pre-Interview Consumer Worksheet09/25/2026U0101Click Here
Advisor Use OnlyMassExpress FAQ Advisor Flyer09/04/2026U1045Click Here
Advisor Use OnlyGuidelines for Foreign Travel09/04/2026LI7553Click Here
Advisor Use OnlyGuidelines for Foreign Citizens Living in the U.S.09/04/2026LI7552Click Here
Advisor Use OnlyUnderwriting Sweet Spots09/04/2026LI6005Click Here
Advisor Use OnlyPlatinum Pass Program Guide09/04/2026LI7210Click Here
Advisor Use OnlyAdvisor Guide09/25/2026LI9139Click Here

Dedicated Team

2026 fmiAgent Point Awards

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