Annually Renewable Term

The lowest initial premium of the MassMutual Term product portfolio. Provides the flexibility to address your clients’ long-term protection needs. Renewable, convertible with the option to add riders.

Term Option: 1 Year

Issue Ages: 18-75

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Accidental Death Benefit, Waiver of Premium

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Flyer09/04/2026LI5014Click Here
Consumer UseConsumer Guide09/04/2026LI5337Click Here
Advisor Use OnlyMassExpress FAQ Advisor Flyer09/04/2026U1045Click Here
Advisor Use OnlyGuidelines for Foreign Travel09/04/2026LI7553Click Here
Advisor Use OnlyGuidelines for Foreign Citizens Living in the U.S.09/04/2026LI7552Click Here
Advisor Use OnlyUnderwriting Sweet Spots09/04/2026LI6005Click Here
Advisor Use OnlyPlatinum Pass Program Guide09/04/2026LI7210Click Here
Advisor Use OnlyAdvisor Guide09/04/2026LI5330Click Here

Dedicated Team

2026 fmiAgent Point Awards

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