Annually Renewable Term

The lowest initial premium of the MassMutual Term product portfolio. Provides the flexibility to address your clients’ long-term protection needs. Renewable, convertible with the option to add riders.

Term Option: 1 Year

Issue Ages: 18-75

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Accidental Death Benefit, Waiver of Premium

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide08/06/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Flyer11/21/2025LI5014Click Here
Consumer UseConsumer Guide11/21/2025LI5337Click Here
Advisor Use OnlyTerm Conversion Advisor Guide12/12/2025SDP7025Click Here
Advisor Use OnlyMassExpress Advisor Flyer11/20/2025U1017Click Here
Advisor Use OnlyGuidelines for Foreign Travel11/20/2025LI7553Click Here
Advisor Use OnlyGuidelines for Foreign Citizens Living in the U.S.11/20/2025LI7552Click Here
Advisor Use OnlyUnderwriting Sweet Spots11/25/2025LI6005Click Here
Advisor Use OnlyPlatinum Pass Program Guide11/20/2025LI7210Click Here
Advisor Use OnlyAdvisor Guide11/21/2025LI5330Click Here

Dedicated Team

2026 fmiAgent Point Awards

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