WealthBuilder Indexed Universal Life

Indexed Universal Life

Offering clients the right balance of protection and performance is important for them to reach their goals — and for you to grow your business. Lincoln WealthBuilder is a powerful accumulation-focused indexed universal life (IUL) product that offers many opportunities to help capture upside potential. It’s built for clients to diversify their financial portfolio with more growth opportunities, and less risk due to the 0% floor.

 

Issue Ages: (Age Nearest Birthday)
20-80 Preferred Plus, Preferred Non-Tobacco and Preferred Tobacco
0-80 Standard Non-Tobacco
15-80 Standard Tobacco

 

Minimum Face Amount: $100,000

 

Available Riders:

Accelerated Benefits Rider (with critical illness benefit), Accelerated Benefits Rider, Lincoln LifeAssure® Accelerated Benefits Rider II, Lincoln Care Coverage® Accelerated Benefits Rider, Lincoln Enhanced Value Rider (LEVR), Change of Insured Rider, Children’s Term Insurance Rider, Disability Waiver of Monthly Deductions Benefit Rider, Enhanced Overloan Protection Endorsement, Performance Multiplier Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseLincoln’s Index Performance Story Video11/20/2025Click Here
Advisor Use OnlyLincoln Elite Indexed Universal Life Portfolio Microsite11/20/2025Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide06/10/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseLab Free Pro+ Consumer Flyer11/17/2025UW-PAP-FLI001Click Here
Consumer UseConsumer Fact Sheet11/20/2025WB-FACT-FST001Click Here
Consumer UseConsumer Guide11/20/2025WB-CLT-PDC001Click Here
Consumer Use“Life Insurance That Benefits Your Life” Consumer Brochure11/17/2025IUL-WHY-FLI002Click Here
Advisor Use OnlyWealthBuilder vs. WealthBuilder ECV Comparison Brochure11/20/2025LCN-7752478Click Here
Advisor Use OnlyAdvisor Guide11/20/2025WB-GUIDE-PDC001Click Here
Advisor Use OnlyProduct Reference Guide11/20/2025LCN-7730693Click Here
Advisor Use OnlyLife Insurance Suite At-A-Glance11/12/2025LIF-SPEC-FLI001Click Here
Advisor Use OnlyRider Reference Guide11/17/2025LCN-7944670Click Here
Advisor Use OnlyAccelerated Benefits (with Critical Illness) Specimen Rider11/17/2025J-387Click Here
Advisor Use OnlyForeign National Guidelines11/17/2025UW-FN-PDC001Click Here
Advisor Use OnlyChildren’s Term Specimen Rider11/17/2025ICC17CTR-7036Click Here
Advisor Use OnlyDisability Waiver of Monthly Deduction Specimen Rider11/17/2025J-371Click Here
Advisor Use OnlyFinancial Underwriting Guidelines11/17/2025UW-FIN-FLI001Click Here

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