CONVERSION® UNIVERSAL LIFE (CONVERSION ONLY)
Except in limited scenarios, this product will be the only conversion option available for products/riders introduced prior to April, 2007.
Issue Ages/Underwriting Classes*:
- Preferred Plus: 20-80
- Preferred Non-Tobacco: 20-80
- Standard Non-Tobacco: 0-115
- Preferred Tobacco: 20-80
- Standard Tobacco: 15-115
*Term conversions without underwriting will generally have the same or similar underwriting class as the original term policy, including substandard rating or substandard flat extras.
Minimum Face Amount: $1,000 ($100,000 for Preferred rate classes)
Available Riders: Accelerated Benefits Rider, Accelerated Benefits Rider (with critical illness coverage), Disability Waiver of Monthly Deductions Benefit Rider, Overloan Protection Rider
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Life Insurance Suite At-A-Glance | 12/05/2023 | LIF-SPEC-FLI001 | Click Here |
Producer Use Only | Rider Reference Guide | 12/05/2023 | LIF-RIDER-FLI001 | Click Here |
Producer Use Only | Producer Guide | 03/11/2024 | LCN-2598020 | Click Here |
Producer Use Only | Specimen Policy | 03/11/2024 | UL6085 | Click Here |
Producer Use Only | LifeAssure FAQ Brochure | 03/11/2024 | LCN-1999060-011818 | Click Here |
Producer Use Only | Foreign National Guidelines | 12/05/2023 | UW-FN-PDC001 | Click Here |
Producer Use Only | Underwriting Age and Amount Requirements Grid | 12/05/2023 | LCN-3667305-071221 | Click Here |
Producer Use Only | Financial Underwriting Guidelines | 12/18/2023 | UW-FIN-FLI001 | Click Here |
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