Financial Markets Inc closely partners with Financial Professionals in navigating the Life Settlement process. Our simplified and transparent process allows you to quickly help your clients to maximize the value of an unwanted or unneeded Life Insurance policy.
Our Life Settlement buyers (funders) only include institutional buyers. (We do not participate in funding Life Settlement transactions with small firms or individual investors.)
Complete and submit the Life Settlement Initial Valuation Request Form below to find the true value, for your client, in selling their Life Insurance Policy.
Here are some good rule-of-thumb parameters to help you identify potential Life Settlement cases (Note: The policy should be no longer needed, no longer desired or no longer affordable):
Insured persons age 70+
Insured persons age 60+ with significant health history or health impairments
Insurance Face Amounts of $250,000 or more (Minimum amount is typically $100,000)
Policies with low cash values related to the death benefit (The lower the cash value, the more likely we can attract a buyer that will pay an amount above the cash value)
Buy-sell agreements, where the owners have retired or the business has been sold
Deferred compensation plans, where the covered executive has left the company
Key person policies, where the insured has retired or left the company
The October 2021 cap and participation rates for the Ameritas Life Insurance Corp. fixed index
*Correction: Please note that the rates distributed previously for the American Pathway Fixed 5 and