John Hancock’s LifeCare offers a new approach to longevity planning, providing unmatched features and benefits to help clients live well today and protect tomorrow. What’s more, with no labs or traditional paramedical exams required during underwriting and policies often issued within days, you can place business quickly and easily.

Issue Ages: 30-75

Premium Payment Options: Single=pay, 5-pay, 10-pay, 15-pay

Customizable LTC benefit periods:

2-year = 24 months acceleration of death benefit for LTC (no additional LTC benefits)

4-year = 24 months acceleration of death benefit for LTC, plus 24 months additional LTC benefits

6-year = 36 months acceleration of death benefit for LTC, plus 36 months additional LTC benefits if the LifeCare Long-Term Care Rider is elected