Value+ Protector

Value+ Protector is a unique and flexible index  universal life product designed to help provide long-term financial protection for your client’s family or business.

Issue Ages:
18-80 Preferred Plus and Special (Substandard) Non Tobacco
18-85 Preferred Non Tobacco, Standard Non Tobacco, Preferred Non Tobacco
0-85 Standard Tobacco
0-80 Special (Substandard) Tobacco
Minimum Face Amount: $50,000

Riders Available: Select Income Rider, Accelerated Access Solution® (Chronic Illness Rider), Accidental Death Benefit Rider (ADB), Children’s Insurance Benefit Rider (CIB), Overloan Protection Rider, Terminal Illness Accelerated Benefit Rider, Waiver of Monthly Deduction Rider, Premium Protection Rider, Enhanced Surrender Value Rider (ROP)

Sales Tools

AudienceDocumentUpdatedLink
Advisor Use OnlyHow We Help Microsite06/12/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyRetire Stronger Microsite06/12/2026Click Here
Advisor Use OnlyHuman Life Value Calculator Link06/12/2026Click Here
Advisor Use OnlyLife Insurance Calculator Link06/12/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseBeneficiary Review Consumer Journal06/12/2026AGLC103200Click Here
Consumer UseLive, Die, or Walk Away Consumer Flyer06/11/2026AGLC202172Click Here
Consumer UseEnhanced Surrender Value Rider (ROP) Consumer Flyer06/11/2026AGLC201796Click Here
Consumer UseDollar Cost Averaging Rider IUL Consumer Brochure06/12/2026AGLC112194Click Here
Consumer UseIndex Universal Life (IUL) Annual Statement How-To Guide06/12/2026AGLC110789Click Here
Consumer UseIndex Universal Life (IUL) Annual Statement FAQs Flyer06/12/2026AGLC200756Click Here
Consumer UseAccelerated Access Solutions Rider Consumer Guide06/15/2026AGLC109820Click Here
Consumer UseFinancial Strength Consumer Brochure06/15/2026M4870FL2Click Here
Advisor Use OnlyBeneficiary Review Advisor How-To Guide06/12/2026AGLC103196Click Here
Advisor Use OnlyProduct Highlights06/11/2026AGLC112193Click Here
Advisor Use OnlyAdvisor Guide06/11/2026AGLC109660Click Here
Advisor Use OnlyAgile Underwriting Facts Flyer06/12/2026AGLC201533Click Here
Advisor Use OnlyAgile Underwriting (AU+) Advisor Flyer06/12/2026AGLC201107Click Here
Advisor Use OnlyAccelerated Access Solutions Rider Product Highlights06/15/2026AGLC109776Click Here
Advisor Use OnlyUnderwriting Highlights06/12/2026AGLC104267Click Here

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