Max Accumulator+ is a powerful accumulation-focused index universal life insurance product designed to deliver both potential growth and the tax-advantaged income your clients need, when they need it. Plus, it incorporates a unique combination of cash value enhancement features and riders not currently available in any other single policy.

​Issue Ages:

• 18-80 Preferred Plus No Tobacco, Preferred No Tobacco, Standard No Tobacco, Preferred Tobacco, Special (Substandard) No Tobacco
• 0-80 Standard Tobacco, Special (Substandard) Tobacco

Minimum Face Amount: $50,000

Riders Available: Income for Life Rider, Select Income Rider, Dollar Cost Averaging Rider, Accelerated Access Solution® (Chronic Illness Rider), Accidental Death Benefit Rider (ADB), Children’s Insurance Benefit Rider (CIB), Overloan Protection Rider, Terminal Illness Accelerated Benefit Rider, Waiver of Monthly Deduction Rider, Waiver of Specified Premium Rider

Tobacco/Cigar Use: No more than one cigar per week; and no nicotine metabolites (cotinine) are present in the urinalysis done for AIG Life Insurers or any other company within the past 12 months; and there is no use of tobacco products other than occasional cigars for at least 5 years prior to the time of application or inquiry