Termsetter ROP

Cincinnati Life’s Termsetter ROP combines the advantages of our Termsetter policy with a return of premium feature. Your client’s base premiums are returned at the end of the guaranteed term period provided the policy is in force and the insured is still living.

Term Options: 20, 25 and 30 Years

Issue Ages: 

  • 20 Year: 18-60
  • 25 Year: 18-55
  • 30 Year: 18–50

Minimum Face Amount: $25,000

Conversion Option Available

Riders Available: Accelerated Benefit, Children’s Term Life Insurance, Accidental Death Benefit, Disability Waiver of Premium

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseBusiness Life Microsite06/22/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyProduct Microsite06/22/2026Click Here
Advisor Use OnlyPortfolio Snapshot06/22/2026Click Here
Advisor Use OnlyConversions Advisor Microsite06/22/2026Click Here
Advisor Use OnlyRapid Review Microsite06/22/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseChoosing the Right Direction – Term vs. Permanent Life Insurance Consumer Flyer06/22/2026CLI-20020Click Here
Consumer UseTaking Care of Business Consumer Worksheet06/22/2026CLI-20093Click Here
Consumer UseProtect All That You’ve Built Consumer Flyer06/22/2026CLI-20122Click Here
Consumer UseCoverage and Choice in One Package Consumer Flyer06/22/2026CLI-20170Click Here
Consumer UseLiving With Peace of Mind – Accelerated Benefit Rider Consumer Flyer06/22/2026CLI-20094Click Here
Consumer UseRapid Review “What to Expect Next” Consumer Flyer06/22/2026CLI-20149Click Here
Advisor Use OnlyAdvisor Guide06/22/2026CLI-20011Click Here
Advisor Use OnlyRapid Review Guidelines06/22/2026CLI-20168Click Here
Advisor Use OnlyTobacco and Marijuana Guidelines06/22/2026CLI-20134Click Here

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