Guaranteed Whole Life

Offer your clients continuous protection and a guaranteed death benefit with four payment options. Guaranteed Whole Life insurance can help support your clients during every stage of their life and gives them the option to purchase all the coverage they need under one policy. Add the Paid-Up Life Insurance Rider to allow your clients the use of additional rollover or lump sum premiums to purchase paid-up coverage that increases the total death benefit and cash value.

Issue Ages

  • Level Pay: 0-85
  • 10-Pay: 0-80
  • Single-pay: 0-85
  • Paid Up at 65: 0-54

Minimum Face Amount: $10,000

Riders Available: Accelerated Benefit, Chronic Illness and Terminal Illness Accelerated Benefit, Children’s Term Insurance, Paid-Up Life Insurance, Accidental Death Benefit, Insured Insurability, Disability Waiver of Premium

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseBusiness Life Microsite06/22/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyProduct Microsite06/22/2026Click Here
Advisor Use OnlyPortfolio Snapshot06/22/2026Click Here
Advisor Use OnlyConversions Advisor Microsite06/22/2026Click Here
Advisor Use OnlyRapid Review Microsite06/22/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseConsumer Brochure06/22/2026CLI-20069Click Here
Consumer UseSearching for Some Guarantees in Life Consumer Flyer06/22/2026CLI-20067Click Here
Consumer UseChoosing the Right Direction – Term vs. Permanent Life Insurance Consumer Flyer06/22/2026CLI-20020Click Here
Consumer UseTaking Care of Business Consumer Worksheet06/22/2026CLI-20093Click Here
Consumer UsePlan for Tomorrow Live for Today Consumer Flyer06/22/2026CLI-20128Click Here
Consumer UseLiving With Peace of Mind – Accelerated Benefit Rider Consumer Flyer06/22/2026CLI-20094Click Here
Consumer UseRapid Review “What to Expect Next” Consumer Flyer06/22/2026CLI-20149Click Here
Advisor Use OnlyAdvisor Guide06/22/2026CLI-20028Click Here
Advisor Use OnlyRapid Review Guidelines06/22/2026CLI-20168Click Here
Advisor Use OnlyTobacco and Marijuana Guidelines06/22/2026CLI-20134Click Here

Dedicated Team

2026 fmiAgent Point Awards

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