Guaranteed Whole Life
Offer your clients continuous protection and a guaranteed death benefit with four payment options. Guaranteed Whole Life insurance can help support your clients during every stage of their life and gives them the option to purchase all the coverage they need under one policy. Add the Paid-Up Life Insurance Rider to allow your clients the use of additional rollover or lump sum premiums to purchase paid-up coverage that increases the total death benefit and cash value.
Issue Ages
- Level Pay: 0-85
- 10-Pay: 0-80
- Single-pay: 0-85
- Paid Up at 65: 0-54
Minimum Face Amount: $10,000
Riders Available: Accelerated Benefit, Chronic Illness and Terminal Illness Accelerated Benefit, Children’s Term Insurance, Paid-Up Life Insurance, Accidental Death Benefit, Insured Insurability, Disability Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Business Life Microsite | 09/12/2025 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Product Microsite | 09/05/2025 | Click Here |
| Advisor Use Only | Portfolio Snapshot | 09/12/2025 | Click Here |
| Advisor Use Only | Conversions Advisor Microsite | 09/12/2025 | Click Here |
| Advisor Use Only | Rapid Review Microsite | 09/12/2025 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 06/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Brochure | 09/12/2025 | CLI-20069 | Click Here |
| Consumer Use | Searching for Some Guarantees in Life Consumer Flyer | 09/12/2025 | CLI-20067 | Click Here |
| Consumer Use | Choosing the Right Direction – Term vs. Permanent Life Insurance Consumer Flyer | 09/12/2025 | CLI-20020 | Click Here |
| Consumer Use | Taking Care of Business Consumer Worksheet | 09/12/2025 | CLI-20093 | Click Here |
| Consumer Use | Plan for Tomorrow Live for Today Consumer Flyer | 09/15/2025 | CLI-20128 | Click Here |
| Consumer Use | Living With Peace of Mind – Accelerated Benefit Rider Consumer Flyer | 09/12/2025 | CLI-20094 | Click Here |
| Consumer Use | Rapid Review “What to Expect Next” Consumer Flyer | 09/12/2025 | CLI-20149 | Click Here |
| Advisor Use Only | Advisor Guide | 09/12/2025 | CLI-20028 | Click Here |
| Advisor Use Only | Rapid Review Guidelines | 09/12/2025 | CLI-20168 | Click Here |
| Advisor Use Only | Tobacco and Marijuana Guidelines | 09/12/2025 | CLI-20134 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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