OPTerm
Term Options: 10, 15, 20, 25, 30, 35 & 40 Years
Issue Ages: (Age Nearest Birthday)
- 10 Year: 20-75
- 15 Year: 20-75
- 20 Year: 20-70 (20-65 Tobacco Classes)
- 25 Year: 20-60 (20-55 Tobacco Classes)
- 30 Year: 20-55 (20-50 Tobacco Classes)
- 35 Year: 20-50 (20-45 Tobacco Classes)
- 40 Year: 20-45 (20-40 Tobacco Classes)
Minimum Face Amount: $100,000
Conversion Option Available
Riders Available: Accelerated Death Benefit, Term Riders (10, 15, and 20), Waiver of Premium, Child Term Rider
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Horizon Process Producer Microsite | 11/02/2023 | Click Here |
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 03/14/2024 | Click Here |
Producer Use Only | Marketing Kit | 11/02/2023 | Click Here |
Producer Use Only | Term Marketing Microsite | 11/02/2023 | Click Here |
Consumer Use | Basics of Life Insurance Consumer Microsite | 01/09/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Term-2-Term Exchange Program Producer Flyer | 02/15/2024 | LAA2216 | Click Here |
Producer Use Only | Annual “Good Life” Blueprint Producer Worksheet | 12/05/2023 | CN10272023 | Click Here |
Producer Use Only | Producer Guide | 11/02/2023 | CN 08242021-2 | Click Here |
Producer Use Only | Lab Lift Program Flyer | 01/09/2024 | 21-004 | Click Here |
Producer Use Only | “How Much Life Insurance Do I Need?” Consumer Worksheet | 01/09/2024 | LAA2234 | Click Here |
Producer Use Only | Digital Application Process Producer Flyer | 11/02/2023 | LAA1692 | Click Here |
Producer Use Only | The Long Term Solution Flyer | 11/02/2023 | LAA1963 | Click Here |
Producer Use Only | Accelerated Death Benefit Specimen Rider | 01/09/2024 | ICC10 ADB | Click Here |
Producer Use Only | Child Rider Specifications | 11/02/2023 | LAA2087 20-168 | Click Here |
Producer Use Only | Term Rider Product Specifications | 11/02/2023 | LAA1902 | Click Here |
Producer Use Only | Child Rider Specimen Policy | 11/02/2023 | IIC16-CLIR | Click Here |
Producer Use Only | Waiver of Premium Specimen Rider | 11/02/2023 | WPTR | Click Here |
Producer Use Only | State Availability | 01/09/2024 | Click Here | |
Consumer Use | Financial Strength Brochure | 01/09/2024 | LAA1920 | Click Here |
Consumer Use | Consumer Guide | 11/02/2023 | LAA2025 | Click Here |
Consumer Use | Child Rider Consumer Flyer | 11/02/2023 | LAA2088 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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