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Term Options: 10, 15, 20, 25, 30, 35 & 40 Years

Issue Ages: (Age Nearest Birthday)

  • 10 Year: 20-75
  • 15 Year: 20-75
  • 20 Year: 20-70 (20-65 Tobacco Classes)
  • 25 Year: 20-60 (20-55 Tobacco Classes)
  • 30 Year: 20-55 (20-50 Tobacco Classes)
  • 35 Year: 20-50 (20-45 Tobacco Classes)
  • 40 Year: 20-45 (20-40 Tobacco Classes)

Minimum Face Amount: $100,000

Conversion Option Available

Riders Available: Accelerated Death Benefit, Term Riders (10, 15, and 20), Waiver of Premium, Child Term Rider

Sales Tools

AudienceDocumentUpdatedLink
Consumer UseBasics of Life Insurance Consumer Microsite06/23/2026Click Here
Advisor Use OnlyForms06/09/2026Click Here
Advisor Use OnlyMulti-Carrier Underwriting Guide10/08/2026Click Here
Advisor Use OnlyBanner InTouch Underwriting Microsite06/23/2026Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Consumer UseTerm Protection Consumer Brochure06/23/2026CN04072026-3Click Here
Advisor Use OnlyWhat to Expect Next Advisor Flyer06/23/2026CN12292025-5Click Here
Advisor Use OnlyAdvisor Guide06/23/2026CN04022026-3Click Here
Advisor Use Only“How Much Life Insurance Do I Need?” Consumer Worksheet06/23/2026LAA2234Click Here
Advisor Use OnlyTerm Rider Product Specifications06/23/2026LAA1902Click Here
Advisor Use OnlyState Availability06/23/2026CN01302026Click Here
Advisor Use OnlyPortfolio At A Glance06/23/2026CN01222026-6Click Here

Dedicated Team

2026 fmiAgent Point Awards

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