Life Step UL
No-Lapse Guarantee Universal Life
As of 10/01/2022, this product is only available for conversions.
Issue Ages: 20-85 (Age Nearest Birthday)
Minimum Face Amount: $50,000
Riders Available: Accelerated Death Benefit
Special Features: Family history of cancer can still qualify for Preferred Plus rate class. Preferred Plus/Preferred Non tobacco can be considered with one cigar per month if the cigar use is fully admitted on the application and the urine specimen is negative for cotinine/nicotine.
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Consumer Use | Basics of Life Insurance Consumer Microsite | 01/09/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Producer Guide | 11/02/2023 | LAA1694 19-309 | Click Here |
Producer Use Only | Lab Lift Program Flyer | 01/09/2024 | 21-004 | Click Here |
Producer Use Only | “How Much Life Insurance Do I Need?” Consumer Worksheet | 01/09/2024 | LAA2234 | Click Here |
Producer Use Only | Accelerated Death Benefit Specimen Rider | 01/09/2024 | ICC10 ADB | Click Here |
Producer Use Only | State Availability | 01/09/2024 | Click Here | |
Consumer Use | Financial Strength Brochure | 01/09/2024 | LAA1920 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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