Life Step UL
No-Lapse Guarantee Universal Life
As of 10/01/2022, this product is only available for conversions.
Issue Ages: 20-85 (Age Nearest Birthday)
Minimum Face Amount: $50,000
Riders Available: Accelerated Death Benefit
Special Features: Family history of cancer can still qualify for Preferred Plus rate class. Preferred Plus/Preferred Non tobacco can be considered with one cigar per month if the cigar use is fully admitted on the application and the urine specimen is negative for cotinine/nicotine.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Basics of Life Insurance Consumer Microsite | 06/23/2026 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
| Advisor Use Only | Banner InTouch Underwriting Microsite | 06/23/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Advisor Use Only | “How Much Life Insurance Do I Need?” Consumer Worksheet | 06/23/2026 | LAA2234 | Click Here |
| Advisor Use Only | State Availability | 06/23/2026 | CN01302026 | Click Here |
| Advisor Use Only | Portfolio At A Glance | 06/23/2026 | CN01222026-6 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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