Term Made Simple
Term Options: 10, 15, 20, and 30 Years
Issue Ages: (Age Last Birthday)
10 Year: 18 – 75
15 Year: 18 – 70
20 Year: 18 – 65
30 Year: 18 – 55
Minimum Face Amount: $50,000
Non-Med Up to $500,000
Conversion Option Available
Riders Available: Accelerated Living Benefit Rider (Critical Illness), Total Disability Benefit Rider, Waiver of Premium for Unemployment Rider, Waiver of Premium Disability Agreement, Children’s Insurance Agreement, Accidental Death Benefit, Terminal Illness Accelerated Benefit Rider, Accelerated Benefits Rider-Confined Care, Chronic Illness Accelerated Death Benefit Rider
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Prearrangement Instructions Worksheet | 09/15/2025 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Chronic Illness Accelerated Death Benefit Rider Consumer Flyer | 09/15/2025 | 3644 | Click Here |
| Consumer Use | Consumer Brochure | 09/15/2025 | 3236 | Click Here |
| Consumer Use | Confined Care Rider Consumer Flyer | 09/26/2025 | 3837 | Click Here |
| Advisor Use Only | Products at a Glance | 09/15/2025 | Click Here | |
| Advisor Use Only | Advisor Guide | 09/15/2025 | 3237 | Click Here |
| Advisor Use Only | Sample Application | 09/15/2025 | AA3188 | Click Here |
| Advisor Use Only | Terminal Illness Disclosure Statement | 09/15/2025 | AA9474 | Click Here |
| Advisor Use Only | Chronic Illness Accelerated Death Benefit Rider Disclosure Statement | 09/15/2025 | AA3759-D | Click Here |
| Advisor Use Only | Accelerated Benefits Rider Confined Care Disclosure Statement | 09/15/2025 | AA9675 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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