Interest Rates Effective 10/15/2025

New business interest rates for some OneAmerica Financial^® company products are changing effective Wednesday, Oct. 15, 2025. 

New money rates highlights 

Rates for the following products are decreasing:

• Annuity Care^® new money rates are decreasing by 0.1%.
• Annuity Care^® II new money rates are decreasing by 0.1%.
• Freedom Builder new money rates are decreasing.
• Indexed Annuity Care^® new money rates are decreasing. 

Other highlights 

Guaranteed interest rate updates include:

• Annuity Care: No change
• Annuity Care II:
  • Massachusetts, New Hampshire, Pennsylvania and Vermont: Decreasing by 0.1%
  • All other states: Increasing by 0.4%
• Indexed Annuity Care: Decreasing by 0.1%
• Asset Care^® Annuity Funded Whole Life: No change 

Most Beneficial Rate
Indexed Annuity Care offers your clients the opportunity to receive the best declared interest (or cap, or par) rate available between the date their application is received in the Home Office, and the effective date of the contract, if fully funded within 60 days of application. This feature is intended as an easy-to-do-business provision to provide you and your clients the peace of mind to know that they can receive the best declared rates during the application process. Annuity Care also offers this feature for 1035/transfer monies only.