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2023 FMIAGENT POINT AWARDS

Set sail aboard the Royal Caribbean Liberty of the Seas 
with Financial Markets Inc for a 5-night Bermuda cruise!

Saturday, May 4, 2024 through Thursday, May 9, 2024

This family-friendly, luxury cruise ship has activities for all ages including a waterpark complete with a FlowRider® surf simulator, a spa and fitness center, nightly entertainment, a casino and even an ice-skating rink! Enjoy exquisite cuisine with your family, colleagues and friends or have a midnight snack in your stateroom with 24-hour room service.

Explore historic fortresses and British colonial landmarks like the Royal Navy Dockyard, bask in the sun on pink-sand beaches or dive into the sea for some of the best scuba diving in the world. You’ll find some of Bermuda’s best bites, boutiques, galleries and the Cathedral of the Most Holy Trinity, with its towers and turrets designed in the Gothic style of medieval England, in the colonial capital city of Hamilton. Head to St. George’s to visit St. Peter’s Church, the oldest Anglican church in the Western hemisphere. From Hamilton to St. George’s, there are hundreds of years of historical buildings and places to explore.

QUALIFICATION GUIDELINES

  • Minimum of 12 paid policies.
  • Agent must have at least an 80% placement ratio.
  • Qualification Period: January 16, 2023 through January 15, 2024.
  • Qualification Points vary by carrier and product.
  • All Qualification Points earned per product will be combined at the end of the qualification period for a final total.

TERMS AND CONDITIONS

  • For agent use only.
  • By invitation or recommendation from Financial Markets Inc only.
  • Business that will be credited includes fully commissionable business placed and paid through Financial Markets Inc during the qualification period. Certain plans may not be eligible.
  • Business written on the agent or family members will not be eligible.
  • The points can be a combination of Life, Annuity and Health premiums. Please see the points applicable to each individual policy for calculation.
  • All policies must be issued, effective and paid no later than January 15, 2024.
  • General Agents may not qualify unless pre-arranged in writing prior to contest.
  • Agent may qualify only once.
  • Agent must be in good standing with Financial Markets Inc at time of redemption (i.e., must be currently contracted with companies from which qualification points are derived and actively producing business. No outstanding debt balance allowed).
  • Business must be issued and placed. Canceled and lapsed business will not be considered for Qualification Points.
  • Contest credit dependent upon federal and state regulations.
  • Excess premium (premium beyond target) on Universal Life business or other similar contracts will not receive any Qualification Points.
  • Payroll deduction business Qualification Points will be determined on a case-by-case basis.
  • Qualification Points will not be credited for subsequent annuity premiums.
  • Qualification Points are not redeemable for cash or other remuneration.
  • Qualification Points cannot be transferred.
  • This is a voluntary program; additional restrictions may apply.
  • Points will be redeemed at one time at the end of the qualification period, which is January 15, 2024.
  • Financial Markets Inc reserves the right to modify any qualification requirement at its discretion without notice.
  • This is a voluntary function; consequently, travel restrictions may apply.
  • A 1099 will be issued to all producers for the fair market value of the trip.
  • Agent and one guest may attend; guest may not be another licensed agent unless a spouse.
  • Travel arrangements to and from the event destination are the responsibility of the qualifying agent.
  • In cooperation with a third party, Financial Markets Inc is unable to make any modifications to the incentives guidelines.
  • Trip dates: Saturday, May 4, 2024 through Thursday, May 9, 2024
  • Producer’s Club: Accommodations in a standard stateroom.
  • VIP Producer’s Club: Accommodations in an upgraded stateroom. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest.
  • President’s Club: Accommodations in a superior stateroom with one evening of special dining. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest. 

Dedicated Team

2024 fmiAgent Point Awards

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