Your 2025 Underwriting Tips with Dr. Greene
This year, Lincoln Financial’s Ask the Doctor video series, led by Dr. John Greene, VP and Chief Medical Director, delivered valuable commentary on health conditions that impact underwriting and client insurance options.
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Here’s a quick recap of the topics we covered in 2025.
Featured topics
Hepatitis C
- 50M worldwide, 3.5M in the U.S. have chronic Hepatitis C
- Direct-acting antivirals cure over 95% of cases in 8-12 weeks
- Lincoln offers Standard or Preferred rates for successfully treated clients
Prostate cancer
- Second most common cancer in men
- Standard rates for low-risk cases, potential Preferred for clients over 70
Breast cancer
- Most common non-skin cancer
- 55% of early stage clients qualify for Standard rates immediately
Diabetes
- 38M U.S. adults have diabetes, 1 in 5 are undiagnosed
- Standard rates for 50% of diabetic clients, possible Preferred for well-controlled cases