[VIDEO] LifeCare: A Modern Hybrid LTC Solution from John Hancock

Recent research indicates that long-term care costs are rising faster than 3%.* Yet many of today’s hybrid LTC solutions still rely on a fixed 3% compound inflation rider — an approach that may undershoot your clients’ long-term care need in 20 to 30 years.

LifeCare is designed to help align benefits with the real costs of long-term care — and to help your clients’ plans stay on track over time. 

*Wynn, P. AARP Report Finds Long-Term Care Costs Outpacing Americans’ Incomes, March 2026.