[REPLAY] Maximize Retirement Income with Less Capital from Athene
Recorded 10/16/2025
Join Michael Finke, a professor of wealth management and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services, as he shows how shifting from traditional bonds to annuities can help lower costs, reduce risk and provide more peace of mind. During the presentation, he will explain how:
- It’s important to assess the full range of pros and cons for bonds and fixed indexed annuities (FIAs). However, a FIA with a guaranteed lifetime withdrawal benefit (GLWB) can fund the same monthly income with less capital than bonds — providing insurance against outliving retirement savings.
- Transferring longevity risk to an insurer can allow retirees to spend more confidently each year without oversaving.
- Tax deferral enables savings to compound without annual taxation and be withdrawn later at potentially lower rates.
