Current Life Interest Rates Effective 11/13/2023
|
Eclipse Accumulator IUL
|
||
|---|---|---|
| December 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| December 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 10.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| November 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| November 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 10.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| October 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| October 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 10.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| September 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 10.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| September 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.00% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| August 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| July 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| June 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 140% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| May 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 120% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| April 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 120% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| March 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 120% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| February 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 120% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| January 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Account O: S&P PRISM, 120% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.25% | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
|
Eclipse Protector II IUL
|
||
|---|---|---|
| December 2023 – Policy dates prior to 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| December 2023 – Policy dates on or after 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.50% | |
| Index Acct F: Euro STOXX 50, 100% Par | 11.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| November 2023 – Policy dates prior to 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| November 2023 – Policy dates on or after 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.50% | |
| Index Acct F: Euro STOXX 50, 100% Par | 11.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| October 2023 – Policy dates prior to 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| October 2023 – Policy dates on or after 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.50% | |
| Index Acct F: Euro STOXX 50, 100% Par | 11.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| September 2023 – Policy dates on or after 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.50% | |
| Index Acct F: Euro STOXX 50, 100% Par | 11.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 8.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| September 2023 – Policy dates prior to 09/15/23 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 7.75% | |
| August 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| July 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| June 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| May 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| April 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| March 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| February 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
| January 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 7.75% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.25% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Rainbow Acct 1: 100% Par | 7.75% | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.25% | |
|
Eclipse Survivor II SIUL
|
||
|---|---|---|
| December 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| December 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| November 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| November 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| October 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| October 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| September 2023 – Policy dates prior to 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 9.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 8.00% | |
| September 2023 – Policy dates on or after 09/15/2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 10.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 13.00% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| August 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| July 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| June 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| May 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| April 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| March 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| February 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
| January 2023 | ||
| Fixed | 3.50% | |
| Index Acct A: S&P 500, 100% Par | 8.00% | |
| Index Acct F: Euro STOXX 50, 100% Par | 8.50% | |
| Index Acct G: S&P 500 – Low Volatility, 45% Par | Uncapped | |
| Index Acct O: S&P PRISM, 120% Par | Uncapped | |
| Indexed Loan Acct: S&P 500, 100% Par | 9.00% | |
|
SecureCare Life LTC Hybrid
|
||
|---|---|---|
| December 2023 | ||
| Fixed | 4.00% | |
| November 2023 | ||
| Fixed | 4.00% | |
| October 2023 | ||
| Fixed | 4.00% | |
| September 2023 | ||
| Fixed | 4.00% | |
| August 2023 | ||
| Fixed | 4.00% | |
| July 2023 | ||
| Fixed | 4.00% | |
| June 2023 | ||
| Fixed | 4.00% | |
| May 2023 | ||
| Fixed | 4.00% | |
| April 2023 | ||
| Fixed | 4.00% | |
| March 2023 | ||
| Fixed | 4.00% | |
| February 2023 | ||
| Fixed | 4.00% | |
| January 2023 | ||
| Fixed | 4.00% | |