Preparing Financial Futures
Take control of your client’s financial future with Signature Performance Indexed Universal Life.
- Increase the accumulation value without the added risks which come with investing directly in the market.
- Accumulation value in an IUL policy can be accessed at any time without penalty regardless of age.
- Accelerated Benefit Riders for Critical, Chronic, and Terminal Illness can provide an unrestricted cash benefit if the insured is diagnosed with a qualifying illness.1
- Tax-deferred growth – Your clients can earn interest on the principal, interest on the interest, and interest on the money that would have gone towards taxes.
1)The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the actuarial discount is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. A request for an accelerated benefit may only be advisable if the qualifying event results in a significant reduction in the insured’s life expectancy. A shorter life expectancy will result in a larger benefit offer. Outstanding policy loans will reduce the amount of the benefit payment. Policy Form Series: IUL19; ABR14-TM; ABR14-CH; ABR14-CT (ND & SD Form Series: ABR22-CT, ABR22-CH, and ABR22-TM). Forms May Vary by State.