Preparation for Financial Storms
Help prepare your client for financial storms, with protection from downside risk, using Signature Performance IUL.
Protection From a Volatile Market
Your client’s money is indirectly tied to the stock market, with options including our uncapped low volatility approach, so they are better shielded from downside risks.1
Flexibility from Their Coverage
Accelerated Benefit Riders have the potential to help if your client falls terminally, chronically or critically ill.2
Potential for Greater Interest Earnings
Seven different indexed crediting strategies and the potential for tax deferred growth during your client’s life.
1) The accumulation value may decrease as a result of monthly deductions and other policy cost.
2) Some states may limit the definition of terminal illness to conditions that are expected to result in death within 12 months. Chronic is not available on term products or products with term riders in California. The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The actuarial discount is primarily dependent on the life expectancy of the insured at the time of the election.