Optimize Performance with Built-in Diversification and Overweighting

Introducing the Hindsight Indexed Account — offered with Securian Financial’s Eclipse Accumulator II Indexed Universal Life (IUL). This innovative strategy combines diversification with performance overweighting to help deliver consistent and powerful growth.

Instead of relying on a single market index, the Hindsight Indexed Account spreads exposure across three major indices (S&P 500^®, Nasdaq-100^®, Russell 2000). Each year the performance of each index is weighted, with the higher weightings being applied to the best performers, a concept call overweighting.

• 60% of the crediting goes to the strongest index
• 40% to the second
• and 0% to the lowest

The powerful combination of these hindsight and overweight features has the potential to:

• Capture more growth: Hit the cap 30% more often than standard point-to-point options¹
• Minimize downturns: Credits a zero return 20% less often¹
• Smooth out volatility: Reduce the volatility of index crediting over time
• Simplify strategy: No need for frequent account reallocations

Take the guesswork out of performance. Learn more about how the Hindsight Indexed Account and Eclipse Accumulator II IUL can work for your clients. 

Additional crediting options are available.