IUL Caps and Participation Rates Increase Effective 01/01/23

Signature Performance IUL
► 50 bps increase for both S&P 500® Value Cap and Nasdaq 100® Growth Cap strategies  
► 25 point increase in the Participation Rate on S&P MARC 5% Excess Return (Low Volatility strategy)
► 2 point increase in the Uncapped Spread
► See Rate Sheet for Illustrated Rate Change Details

Signature Protection IUL
► 50 bps increase for both S&P 500® Value Cap and Nasdaq 100® Growth Cap strategies 
► 20 point increase in the Participation Rate on S&P MARC 5% Excess Return (Low Volatility strategy) 
► 2 point increase in the Uncapped Spread
► See Rate Sheet for Illustrated Rate Change Details

Deadlines for December Rates

App, Exchanges, Cash with App, & Wire Transfer Deadlines

► Dated and Signed: December 30
► Received: January 5 (3rd business day)
► Exchanges: Monies must be received within 60 days