Will RMDs Derail Your Clients’ Plans to Leave Behind Money?
Imagine this: one of your clients earmarked a chunk of her qualified money for her son when she dies. Good plan. But when she turns 72, her Required Minimum Distributions (RMDs) kick in – something that might erode her legacy strategy.
But Choice Accumulation offers an optional death benefit, available for an additional cost, that provides guaranteed 7% growth for up to 15 years to help maximize legacy planning (despite RMDs).1
Ready to help your clients preserve their legacy plans despite RMDs? Watch and share this video with your clients – then let’s talk.
Choice Accumulation II’s guaranteed EDB growth for up to 15 years: 1
7%
1 The optional Enhanced Death Benefit is available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit is comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 75 applies. If death occurs prior to the 15th contract anniversary, the EDB will stop growing.