Show Clients How to Feel More Certain About Lifetime Income

Most people want to live a long, healthy life. But no one wants to run out of money in their 80s or 90s. Show your clients how they can use a portion of their portfolio to build a source of income they can’t outlive with a Choice Income II fixed index annuity.

An optional benefit available through your Choice Income FIA, the Guaranteed Income Builder Benefit, can add 8% of your clients’ initial premium (adjusted for withdrawals) to their Withdrawal Base every year until they start their income – even if that’s 12, 15 or 20+ years.^1,2,3,4

Ready to give your clients greater income certainty? 

1 Based on the Guaranteed Income Builder Benefit, one of two Withdrawal Base growth options to choose from at issue. An additional growth option, the Income Multiplier Benefit, is also available.
2 Credits are made to the Withdrawal Base which is not available for cash surrender or as a death benefit.
3 For contracts issued prior to age 50, the Deferral Bonus and Withdrawal Base increases will not apply until the first contract anniversary following attainment of age 50 and the benefit fees will not be assessed until the first contract anniversary following attainment of age 50. Upon the contract anniversary following the attainment of age 50, the first Deferral Bonus will be applied and rider fees will be assessed. The Withdrawal Base and Deferral Bonus Base will initialize at the contract value on the contract anniversary prior to 50th birthday. For Joint owned contracts, the youngest owner’s age is used.
4 Percentage shown is of the premium paid, reduced for any withdrawals in proportion to the reduction in contract value and applies to the Withdrawal Base only. Prior to activating the annual 8% roll-up, also known as the Deferral Bonus, a Deferral Bonus will not be credited in years where a withdrawal occurs will not be credited in years where a withdrawal occurs.