Protection for What Comes Next
During times of stock market uncertainty, offer your clients the confidence of a fixed rate from an A rated company.1
Palladium® Multi-Year Guarantee (MYG) Annuity provides an attractive fixed interest rate and the ability to grow their earnings on a tax‑deferred basis.
#1 Highest MYG 3 rate of any A or higher rated company as of 7/1/22!1
| MYG 3 | Yield to Surrender 2,3 |
|---|---|
| AMERICAN NATIONAL | 3.90% |
| North American | 3.80% |
| The Standard | 3.70% |
| Pacific Guardian | 3.65% |
| Cuna Mutual | 3.60% |
| MYG 5 | Yield to Surrender 2,3 |
| AMERICAN NATIONAL | 4.20% |
| The Standard | 4.10% |
| Reliance Standard Life | 4.05% |
| Nationwide Life | 4.00% |
| Mutual of Omaha | 4.00% |
| MYG 6 | Yield to Surrender 2,3 |
| AMERICAN NATIONAL | 4.10% |
| Pacific Guardian | 3.95% |
| Western-Southern | 3.50% |
| AIG | 3.35% |
| New York Life | 3.20% |
OFFER YOUR CLIENTS
Protection For the Future
- Confinement Waiver
- Terminal Illness Waiver
- Disability Waiver4
1) Effective June 2022, S&P Global Ratings affirmed its ‘A’ issuer credit and financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of New York. A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.
2) Competitor information sourced from annuityratewatch.com and is valid as of 7/1/2022.
3) MYG rates for initial premiums of $250,000 or more. For initial premiums of less than $250,000, subtract 0.15% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section, for premiums of less than $100,000, subtract 0.25% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section.
4) All waivers may not be available in all states. However, any increase in the value of the annuity contract will be taxable as ordinary income, as would any withdrawals from a qualified contract.