Exciting New Offerings Coming in June!
COMING JUNE 9!
Palladium® Multi-Year Guarantee (MYG) MAX Annuity
Palladium® MYG MAX is a single premium fixed deferred annuity that mirrors the structure and benefits of our base Palladium® MYG product—but without the 10% annual free withdrawal feature. This streamlined version is ideal for clients who don’t need immediate access to their funds and are looking to benefit from higher interest rates.
- Available interest rate guarantee periods: 3, 5, 6, 7, and 10 years
- First-year Interest Rate Enhancement available with Palladium® MYG MAX 6
- While this product is non-liquid, withdrawals are still permitted, offering flexibility if needed1
| New Palladium® MYG MAX Forms | |
|---|---|
| Form Name | Available June 9 |
| Product Disclosure | 11335 02-25 |
| Product Disclosure – CA | 11335-CA 02-25 |
| Product Disclosure – ID | 11335-ID 02-25 |
| Product Disclosure – NJ | 11335-NJ 02-25 |
Ensure your training is up to date and you have completed either MYG Product training (LAD10050) or the All-Encompassing Annuity Suitability course before submitting an application.
COMING JUNE 9!
Rate Certainty Annuity 5
Same great product, available soon with new 5-year guaranteed interest rate period!
Rate Certainty Annuity combines the straightforward nature of a Multi-Year Guarantee Annuity with the growth potential of a Fixed Index Annuity.
- Fixed & Index Rate Guarantees of 5, 7, 10 & 20 years / New 5-Year Guarantee Option
- Immediate 10% Penalty-free withdrawals (including yr 1)
- No Chargeback at death EVER (not even in the 1st yr.)
- Street Comp up to 5%
| Updated Forms (for all guarantee periods) | ||
|---|---|---|
| Form Name | Current | Available June 9 |
| Producer Report | 11059-A-RCA 04-24 | 11059-A-RCA RV 02-25 |
| New Rate Certainty Annuity 5 Forms | |
|---|---|
| Form Name | Available June 9 |
| Product Disclosure | 11314 08-24 |
| Product Disclosure – CA | 11314-CA 08-24 |
| Product Disclosure – ID | 11314-ID 08-24 |
| Product Disclosure – NJ | 11314-NJ 08-24 |
Ensure your training is up to date and you have completed the RCA Product training (LAD10157 – Rate Certainty Annuity) before submitting an application.
1) Surrender charges and MVA, if applicable, will apply.
Policy Form Series: MYG24; RCA24. Not available in Oregon.
COMING JUNE 3!
Smart Start Accumulator Series
- 3 Single Premium Fixed Index Annuities
- Smart Start Accumulator: No Bonus, No Fee(s), Higher Caps & Rates
- Smart Start Accumulator Plus / No Fee: 14% Premium Bonus
- Smart Start Accumulator Plus / .95% Fee: 20% Premium Bonus
- Custom (they select) Strategies or a Choice of 3 ‘Portfolios’: Conservative, Moderate & Aggressive
- Smart Entry: Best Index Buy-in Point automatic
- No Chargeback at death EVER (not even in the 1st yr.)
- Street Comp up to 7%
- Have clients with some ‘market’ losses or underperforming FIAs or VAs?
- It’s time for a re-start or better yet, a ‘Smart Start’ with ANICO!