After RMDs – will your clients’ have anything left to pass on?

Required Minimum Distributions (RMDs) could potentially deplete your clients’ plans for leaving money to their beneficiaries, especially if they live beyond their life expectancy. Offer them an RMD-friendly strategy – a Choice Accumulation II fixed index annuity with an optional Enhanced Death Benefit (EDB) that¹:

• May lessen the effect RMDs may have on their legacy plans
• Guarantees 7% simple growth annually for up to 15 years on their “leave behind money” (before withdrawals begin).¹

¹ The optional Enhanced Death Benefit is available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit is comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 75 applies. If death occurs prior to the 15th contract anniversary, the EDB will stop growing.