We Have Simplified Issue Products for Ages 0-80!

Whole Life Coverage

• Permanent coverage.*
• Ages 0-80.
• Builds guaranteed cash value.
• Level premiums and death benefit.
• Preferred rates available for non-tobacco.
• Built-in, no-cost riders and benefits, some dependent on age and face amount.

Final Expense Coverage

• Permanent coverage.*
• Ages 20-80, depending on plan.
• Builds guaranteed cash value.
• Guaranteed premiums and death benefit.
• Four products available depending on health situations, including insulin-dependent applicants if they qualify otherwise, and one for uninsurable applicants.

Term Coverage

• Ages 20-60, depending on plan and tobacco use.
• Level premiums for the initial period and level death benefit.
• Four products available, including one for insulin-dependent applicants if they qualify otherwise.
• Return-of-premium feature available on one plan.

Accidental Death Benefit Coverage

• Ages 18-60, regardless of gender or tobacco use.
• Level premiums for the initial period.
• Accidental death benefit doubles over the initial period.
• Return-of-premium feature available.
• One non-health question on the application.

Protector AD is an accidental death benefit rider on a small whole life insurance policy.

*So long as premiums are paid on time.