Point of Sale for Term eApp Notification

We have some great news to share! As you may have already heard, on January 7th, UHL/UFFL will be launching a pilot program for our highly anticipated LPOS (Life Point-of-Sale) decisioning process! The pilot will take place in the states of AL, AR, FL, GA, LA, MS, NC, SC, TN, VA, & WV for our Term products. Simply by accessing eApp through the Agent Portal, you will be able to submit your Term applications using this improved process.

Due to these system upgrades, UHL/UFFL would like to make our agents aware of the following: 

  • Any outstanding Term applications, for the states listed above, must be submitted by 5:00 PM ET, Friday, January 6th.
  • eApp system will temporarily be unavailable for all states until 2:00 PM ET, Saturday, January 7th.
  • At this time, the pilot is only for Term eApps, written in the states of AL, AR, FL, GA, LA, MS, NC, SC, TN, VA, WV.If you are appointed in other states and submit eApps in those states, the usual underwriting process will apply.

After our new Point of Sale system is live, our agents can look forward to the following when submitting an eApp for Term: 

  • The Point of Sale underwriting process will determine which suite of Term products your client qualifies for.
  • The Personal History Interview is not required, except in rare instances.

With this upgrade, an updated Final Expense application will be available for use in the pilot states on January 6 for the pilot states and all other states after our full rollout. 

For more details, check out our FAQ page

We are thrilled to take this next step in improving our processes to better support our agents and clients. We appreciate any feedback you may have.