Rating and Requirement Refinement for Recreational Marijuana Use

Good news – effective August 16, 2021: Daily recreational marijuana use, defined as not exceeding seven times per week, will now be acceptable at Table B rates. More frequent use will still result in the application being Declined. In addition to the daily use liberalization, full underwriting requirements will now only be ordered when the client discloses marijuana use within the past twelve months. This represents a reduction from the previous five-year period, allowing for greater opportunity for PruFast Track processing.