Protective will Verify Compliance with California Best Interest Training Starting 07/01/2025
Effective January 1, 2025, agents are required to complete new training to sell specified life insurance in California in compliance with state Senate Bill 263. Starting July 1, 2025, Protective will verify compliance with this training. If the training is not completed prior to submitting a drop ticket, the file will be closed and a new ticket must be submitted after the training completion date.
- How is Protective verifying training?
Protective is verifying training certifications through DTCC data feeds from participating training vendors and training certifications received via email or physical mail. Training certifications can be sent by email to our Licensing & Contracting team at PLBContracting@protective.com. - What happens if we do not have your training on file?
At time of new business submission if required training is missing from our records, the case will be marked as NIGO (Not in Good Order). Our Licensing & Contracting team will reach out to confirm training. If confirmation cannot be obtained, the case will be closed. - Is training required for the writing agent and partner agent?
All agents are required to complete the training prior to solicitation.
New training requirements
- A 4-hour training is required before selling non-term life insurance products (universal life and whole life), for all licenses issued or renewed on or after 1/1/2024.
- A 2-hour training is required before selling variable life insurance products (variable universal), ), for all licenses issued or renewed on or after 1/1/2025.
- Agents licensed prior to 1/1/2025, must complete the training requirements by 7/1/2025 (six months).
- There is no training required for term products.
- All training must be completed prior to solicitation of business.
Agents can complete the required training on RegEd.com via the following courses: