Chronic Illness Can Take a Toll
7 in 10 adults over the age of 65 will develop a long-term care need during their lifetime.¹ Are your clients prepared to cover costs like these?
We can help. Protective Lifetime Assurance UL offers clients death benefit protection, plus the ability to supplement their coverage with ExtendCareSM — our chronic illness protection rider. With the ExtendCare Rider, clients can accelerate a portion of the death benefit to help alleviate the financial and emotional toll that a chronic illness creates.²
Learn more about how Protective Lifetime Assurance, paired with the ExtendCare Rider, can help protect against the costs associated with chronic illness.
¹U.S. Department of Health and Human Services. Longtermcare.gov. Updated October 10, 2017.
²The client will need to be certified as chronically ill by a licensed health care practitioner within the past 12 months. Certification means written documentation from a licensed heath care practitioner that you are chronically ill and likely in need of services for at least one year.