Change in Trust Requirements

Effective immediately, a full trust agreement is no longer needed for applications where a trust is the owner and/or beneficiary of the policy. Instead, the Trust Certification and Indemnification Form (RF971) should be submitted with the application when a trust is the policy owner, and no documentation is required when a trust is the beneficiary. We’ll accept either the Trust Certification form or the trust agreement until Feb. 5, 2021. After Feb. 5, only the Trust Certification form will be accepted.