Stop writing multiple income products for one client

The NAC Control. X fixed index annuity (FIA) with optional Total Control rider1 offers your clients first-to-market income flexibility and control within their personalized income plan. Your clients can activate up to 10 different guaranteed income streams within one fixed index annuity.

Competitive rider features include:

Control income now: Activate up to 10 different lifetime payment amount (LPA) income² streams
Control income later: Allow the remaining deferred income base to continue to grow with a 4% guaranteed + 200% participating roll-up³
Control who’s covered: Choose single, spousal, or joint payouts for each income stream
Control the payout: Choose level or increasing payouts
LPA Activities of Daily Living (ADL) multiplier⁴: Double LPAs when your clients may need it most

Plus -

Strong accumulation and growth potential with index allocation options from leading financial brands Barclays and S&P
New exclusive Barclays Transitions Indices to help manage risk during changing market conditions

1. Optional Total Control rider is attached to the base product for an annual rider charge of 1.25% of the total income base.
2. Lifetime income refers to guaranteed payment of lifetime payment amounts (LPA’s) as defined in the Total Control rider included in this contract. It does not refer to interest credited to the contract. Income streams can being in year 2 and starting at age 50. Please advise your client to consult with their own tax advisor regarding tax treatment of LPAs, which will vary according to individual circumstances.
3. The deferred income base may increase annually up to 20 years by a guaranteed roll-up rate and participating roll-up. The participating roll-up is a set percentage of the dollar amount of interest credited to the accumulation value multiplied by the deferred growth ratio. The deferred growth ratio is the deferred income base divided by the total income base. Deferred income base is not available as a lump sum.
4. The LPA ADL Multiplier requires a 2-year minimum wait period and can be paid out for a maximum of five annual payments as long as the covered person continues to meet the requirements on each payment. Confirmation that the covered person continues to meet the requirements will be required on an annual basis. Certain conditions and limitations apply. See contract for complete details.

One Application,10 Guaranteed Income Streams