NEW Morgan Stanley Index on NAC VersaChoice and Performance Choice Effective 04/26/22
Experience the next evolution in index performance with the Morgan Stanley Dynamic Global Index
Effective April 26, we’re adding the exclusive Morgan Stanley Dynamic Global index to NAC VersaChoice® and Performance Choice® fixed index annuities with the following crediting methods:
- 1- and 2- year with Participation Rates
- 1- and 2-year with Enhanced Participation Rates (includes strategy charge1)
State variations
New Hampshire: The Two-Year Point-to-Point with Participation Rate will become available on both products
New business guidelines
Product changes apply to applications received in the home office or submitted through e-App on or after April 26.
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NAC VersaChoice
Performance Choice 8
1. Known as a strategy fee annual percentage in the contract. The annual charge is multiplied by two for the Two-year crediting strategy. The charge will be deducted once each term at the earliest of a full surrender, at the time of a partial withdrawal that exceeds the penalty-free withdrawal amount or the end of the term. The charge will be deducted from the accumulated value allocated to the enhanced participation rate method. The strategy charge will be deducted regardless of the interest credited to the contract and can lead to loss of premium.