Introducing New Fidelity Index Designed to Deliver More Consistent Returns Over Time

North American is excited to announce the addition of the new proprietary Fidelity Multifactor Yield Index^SM 5% ER to all currently marketed North American indexed universal life insurance (IUL) products. The Index is a rules-based index that blends six equity factor indices with U.S. Treasuries, and uses a dynamic allocation approach that seeks to reduce volatility to deliver more consistent returns over time.