Important Update to ADBE in California

The wait is over! Updates to California’s Accelerated Death Benefit Endorsement (ADBE) is here, including the Chronic Illness benefit now offered on ADDvantage® Term.

Until December 5, the L-3212 Chronic Illness Supplemental Application will need to be manually completed, signed, and submitted for all of your ADDvantage Term eApplications.

Beginning December 5, the Chronic Illness Supplemental Application will be completed, signed, and submitted as part of your ADDvantage Term eApplication. As a reminder, any ADDvantage Term eApplications signed and submitted prior to November 25, that were not placed in force by November 20, will also require the new ADBE Disclosure and Supplemental forms.

North American is very excited to offer this new benefit to our California clients and feel confident this will continue to set us apart from our competition.