NWL Impact Fixed Indexed Flexible Premium Deferred Annuity
NWL ® Impact
Fixed Indexed Flexible Premium Deferred Annuity
Highlights
| Contract Term | 10 years |
| Premium Bonus | 5% of premiums received in the first policy year Subject to a 10 year vesting schedule, not included in account value or MGCV |
| Issues Ages* | Annuitant: 0-80: Q/NQ Owner: 0-85: Q/NQ (If Different from Annuitant) |
| Premium | Minimum Q – $2,000 NQ – $5,000 Maximum Up to $1,500,000 per annuitant without prior approval Additions $100 Minimum |
| Interest Strategies | Option A Annual Reset – Monthly Average with a Participation Rate and Asset Fee Option B Fixed Interest Rate Option U Annual Reset – Low Volatility Daily Risk Control 5% Excess Return with a Participation Rate and Asset Fee Rate |
| Free Withdrawals | 10% of sum of Account Value plus any Vested Bonus Value, free of withdrawal charge, once annually AFTER 1st Policy Year, Systematic Withdrawal of Interest after 1st Policy Year, or Required Minimum Distribution in all Policy Years. |