Underwriting Criteria – Disability Income

Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Below are the points of criteria we base each application on:

Occupation – Depending on your client’s job duties, we’ll designate an occupation risk class.

Health – A health interview and medical tests may be required depending on the benefits applied for.

Income – Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit.

For more details, please review our Mutual Income Solutions Underwriting Guide.