Start the LTCi Conversation
Three Simple Approaches: Asking these simple questions often is a good way to get people talking about their families, their finances and their plans for the future.
Who do you know?
“If you’re like most people, you probably know someone who’s needed long-term care services. Maybe you’ve been a caregiver yourself. Either way, you know the emotional, physical and financial toll it can take on the family. Let’s make sure that doesn’t happen to your family.”
What’s your plan?
“Most people tell me their plan is to live a long life, but they often fail to consider what that means. As people age, they typically need help at some point. Let’s talk about how your plan to live a long life could impact your family. Have you thought about who will take care of you or where you will live?”
How will you pay?
“Many people believe Medicare will cover all their long-term care needs. But Medicare coverage is limited only to helping people get back on their feet after an illness or injury. Does your plan for retirement include paying for long-term care services out of your own pocket?”