Our Dental Solutions
Mutual of Omaha has dental insurance available in all states except Massachusetts and New York. Our two dental policies, Mutual Dental PreferredSM and Mutual Dental ProtectionSM include an optional vision care rider that reimburses out-of-pocket costs for eye exams and eye wear. * In addition to the dental insurance plans, we have recently added the Mutual of Omaha Dental Savings Plan℠ to our portfolio. This new plan is not insurance, but a discount program available through Mutual of Omaha.
Comparing Dental Solutions
| Dental Insurance
Mutual Dental Preferred℠ & Mutual Dental Protection℠ | Dental Savings Plan
Mutual of Omaha Dental Savings Plan | |
| Provider Network | 390,000+ dental provider access points across the U.S. (excluding NY and MA) | Access to a nationwide network of dental providers across the U.S. (excluding VT and WA) |
| Services Covered | 20-40% off in-network service fees
· 100% of preventive services covered · Cost sharing applies for basic and major services | 20-60% savings off common dental procedures and cosmetic services |
| When Services Begin | Basic services available immediately and major services after 12 months | Services available immediately with no claims, deductibles, or annual maximums |
| Optional/Additional Services | Hearing health and vision discount programs included. Optional vision coverage available for additional cost | Hearing health and vision discount programs included |
| Costs | Monthly premiums between $20.76-$77.02, based upon selected plan and state of residence | $99 annual fee or monthly payment option available. Clients can include members of their household for an additional fee. |
| Ideal Target Market | Individuals who:
· Want stable, easily budgeted expenses · Consistently use preventive services · Want vision benefits · Own a Med supp policy with Mutual of Omaha** | · Younger ages
· Families · Retirees · People interested in non-covered services · More affluent people |
To learn more about the Mutual of Omaha Dental Savings Plan, click here.
Click here to learn more about Mutual of Omaha’s Dental Preferred and Dental Protection Plans.
*Vision rider not available in Maryland and Washington.
**Discount on dental premium available when paired with a Mutual of Omaha (and affiliates) Medicare supplement policy. Multipolicy discount not available in CO, NM, and WA.