No Extra Jabs or Labs

Put our underwriting programs to work for your clients to ensure they receive the convenience and quick decisions they prefer!

Accelerated Underwriting

  • 48-72 hour underwriting decisions on your Term Life Answers, Income Advantage IUL and Life Protection IUL cases
  • No paramed exams when you use the drop ticket process
  • Find out how we can help you exceed clients expectations using Accelerated Underwriting.

Fluidless Underwriting Program

  • Clients can bypass the initial paramed exam for face amounts between $2,000,001-$10,000,000.
  • Applies to Term Life Answers, AccumUL Answers, Income Advantage IUL and Life Protection IUL applications
  • Qualified U.S. citizens or Green Card holders, between ages 30-65
  • Clearly indicate on the application cover letter that you are requesting consideration for the Fluidless Underwriting Program and complete Application Part 2
  • Read more about how this new program can jumpstart your larger cases