Medicare Supplement Underwriting Rules

The Medicare Annual Enrollment Period (AEP) is right around the corner. It’s important to abide by Open Enrollment (OE) and Guaranteed Issue (GI) rules set by CMS and to prevent application processing delays. Clients who are eligible for OE or GI are not allowed to go through full (medical) underwriting for a Medicare supplement policy. Producers cannot choose how they want the application to be processed, we must follow CMS requirements.

Get Ready!

Make sure you’re familiar with the Medicare supplement Underwriting guide prior to AEP. This will help expedite applications and manage client expectations. You can download a copy today or visit Forms & Materials on Sales Professional Access.