Critical Advantage: Underwriting Basics
The Critical Advantage Portfolio products have two key advantages:
- Simple Concept
The concept for the three products is simple. They pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim - Easy to Sell
With limited underwriting across all three products, you can offer streamlined application experience for your clients.
Mutual of Omaha’s Critical Illness Insurance, Cancer Insurance and Heart Attack & Stroke Insurance all offer Express Underwriting and Simplified Underwriting options:
- Express Underwriting: $10,000 to $50,000
- Simplified Underwriting: $51,000 to $100,000
- In addition, the products offer unisex premiums and ask no family history questions.
Learn more about Critical Advantage’s underwriting requirements and product benefits in the Product and Underwriting Guide.