2022 Copay and Deductibles
The Center for Medicare and Medicaid Services (CMS) has announced the 2022 Medicare Premiums and Copay/Deductibles.
Medicare Part B Premium
The Medicare Part B standard monthly premium will be $170.10 in 2022, compared to $148.50 in 2021.
Note: The income-related Part B premiums for 2022 will vary depending on the extent to which an individual beneficiary’s income exceeds $91,000 (or a married couple’s income exceeds $182,000).
| 2022
Income level- File Individual | 2022
Income Level- File Joint | 2022 Part B Premium |
| Less than or equal to $91,000 | Less than or equal to $182,000 | $170.10 |
| Greater than $91,000 and
less than or equal to $114,000 | Greater than $182,000 and
less than or equal to $228,000 | $238.10 |
| Greater than $114,000 and
less than or equal to $142,000 | Greater than $228,000 and
less than or equal to $284,000 | $340.20 |
| Greater than $142,000 and
less than or equal to $170,000 | Greater than $284,000 and
less than or equal to $340,000 | $442.30 |
| Greater than $170,000 and
less than $500,000 | Greater than $340,000 and
less than $750,000 | $544.30 |
| Greater than or equal to $500,000 | Greater than or equal to $750,000 | $578.30 |
2022 Medicare Deductible and Coinsurance Updates
As always, our 2022 Medicare supplement benefits match the federal program’s deductible and coinsurance increases, a distinct advantage in today’s ever-changing environment.
| 2022 Medicare Supplement Copay/Deductibles | ||
| Feature | 2021 Benefits | 2022 Benefits |
| Part A Inpatient Hospital Deductible | $1,484 | $1,556 |
| Hospital Coinsurance
61-90 days 91-150 days (lifetime reserve) |
$371 $742 |
$389 $778 |
| Skilled Nursing Facility Care Coinsurance
21-100 days |
$185.50 | $194.50 |
| Part B Physician’s Services and Supplies Deductible | $203 | $233 |
High Deductible Plans F and G 2022 Deductible
The 2022 annual deductible amount for the High Deductible Plans F and G is $2,490 compared to 2021 annual deductible of $2,370. The deductible amount for the high deductible version of plans F and G represents the annual out-of-pocket expenses (excluding premiums) that a beneficiary must pay before the policy begins paying benefits.
Marketing Materials
We have begun the process of updating our marketing materials and will make them available in mid December for ordering. A reminder communication will be sent when these materials are available.