Protection Term ’23 is Now Approved in California

John Hancock’s Protection Term offers a compelling solution that ticks all the boxes:

  • Competitive conversion options
  • Fast and easy purchase process
  • Guaranteed level premiums

State approvals
Protection Term ’23 is approved in all states.

New Business and underwriting information
March 8, 2024 deadline requirements:

  • New applications for Protection Term ’20 must be received by John Hancock’s home office by March 8, 2024. Applications received after March 8, 2024 will be issued with the new rates. 

May 3, 2024 deadline requirements:

  • To issue Protection Term ’20 policies, all pending applications must complete the formal underwriting process and all administrative requirements for policy issue must be received by John Hancock by May 3, 2024.