New Protection UL — Pay Less and Get More Than Ever
Show your clients how our newly repriced Protection UL continues to stand out against GUL competitors — making it a clear choice for customers seeking better long-term value, including:
- Industry-leading pricing, especially for short- and single-pay scenarios
- Strong no-lapse guarantees with attractive cash value potential, particularly compared to guaranteed UL products
- New Cash Value Enhancement rider for added flexibility
- New Preliminary Funding Account, allowing the flexibility of a single, upfront payment without causing the policy to become a modified endowment contract (MEC)
Plus, Protection UL comes with a 4.65% current interest crediting rate — an increase of 30 basis points that demonstrates the ongoing strength of John Hancock’s General Account investment strategy and our commitment to our policyholders.
Protection UL ’22 has been approved in all states except California, Florida, Guam and New York.
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