New for IUL — An Easier Way to Handle Monthly Transfers

There’s a new option in Section D of the IUL allocation form that can make monthly transfers from the Fixed Account to the chosen indexed account(s) much easier. Namely, you and your clients can opt to allow John Hancock to automatically calculate the monthly amount to be transferred — removing the need to determine the transfer amount each month or to submit multiple forms in the case of a non-level premium schedule.

In short, it’s a feature that simplifies automatic dollar-cost averaging — thereby helping your clients weather market volatility and stick to their long-term investment strategy.